a drop of water

Most would agree that budgeting is a good habit.  It keeps us from spending beyond our means and helps us save for rainy days.  But in practice many people find themselves on the extremes of the financial spectrum.  They are either spending above and beyond their means or they are stingily hoarding money for a possible future unknown event.

Those who spend, spend, spend see little value to budgeting and saving and elevate the importance of a moments whim above everything else.  Those who “hoard, hoard, hoard” place their security. identity, and their own worth into the bottom line of their account statements.

Having the right perspective on money and budgeting is transforming.  It reorders the priorities in our lives, sheds light on the resources we have available and frees us to efficiently help our neighbors in community. Budgeting frees you to give more and to turn your spending into investing.

In the following three posts I want to share some perspectives on three aspects of budgeting and managing your money:

1. Tracking the Numbers – Knowledge is Power
2. Planning Ahead – There is Always a Sale
3. Involving Community – You need not be Alone