Part 4 of 5 in Tips for Budgeting

Involving Community - You are not alone

1. Accountability - Budgeting sucks when you have no more money in your restaurant envelope and everyone else is going out to eat.  Budgeting can feel lonely and overwhelming, so involve your community.  When we share about our financial decisions and are open about where we are investing (spending) our money and include others in the decisioning process, it becomes a lifestyle for a group of people instead of just a loan dingy on a stormy sea.  This helps expand our perspectives and exposes us to others research, questions and buying tips.

2. Sharing - We seem to have a collection of household items that get used once and then sit on the shelf for the rest of their lives till they are donated or given away.  Consider buying these type of items with the purpose of sharing their cost and their use among your friends and family.  When did restaurants become all about quantity instead of quality?  Jenn and I like to eat out on our date nights, but it can easily get expensive.  We’ve been trying to share dishes instead because often times one dish is enough for both of us.  When we do order two, we tend to regret the stuffed feeling in our stomachs as we exit.

3. Be relational - Ultimately, the things we buy really don’t provide us with lasting satisfaction.  It is more about how those things we buy bring us into relationship with others.  Relationships, memories, friendships, and the like are what is lasting, beyond the latest and greatest, shiniest and fastest electronic device, shoe, bag, car, and tv.  Books have a great power here.  I find myself often buying books to own them, read them once and then display them on a bookshelf as proof of my worth, but this renders books to mere dust collectors. If we buy a book, read it, then give it away it opens up opportunity for dialog and discussion between people.